So there is a ton of sensitive data sitting on a server or in the cloud, which can be viewed by someone with even mediocre hacking skills.

You may have some form of encryption, but generally unless you have spent a good deal of money for the services of an encryption services company to maintain, it is only a matter of time before the data can be reviewed. It is not a question of if, it is a question of when.

So how can you then have a reliable encryption system without breaking the bank. Here is the secret.